Disclosures

This page consolidates regulatory, organizational, and informational disclosures concerning Steelbanc Holdings, Inc. and its affiliates (“Steelbanc”). It is provided for general information and does not constitute a complete statement of every disclosure applicable to a particular facility, transaction, or relationship with the firm.

1. Organizational form & regulatory status

Steelbanc Holdings, Inc. is a Delaware corporation incorporated in 2022. Steelbanc operates as a privately-held specialty commercial lender to manufacturers in the United States and Canada.

Steelbanc is not a depository institution. Steelbanc is nota member of the Federal Deposit Insurance Corporation (“FDIC”), is not insured by the FDIC, is not a member of the Federal Reserve System, and does not accept demand, savings, or time deposits from the public. Steelbanc is not a registered broker-dealer and is not an investment adviser registered with the U.S. Securities and Exchange Commission.

2. Lending licenses

Steelbanc holds the following lending licenses, where required, in the states in which it originates commercial credit. Commercial loans to business borrowers in most states do not require state licensure, and Steelbanc does not make consumer loans.

• California Financing Law license (CFL), Department of Financial Protection and Innovation
• Vermont Commercial Lender license, Department of Financial Regulation
• Other licenses as required by state law, listed on request

3. Not an offer or solicitation

No information on this website constitutes an offer to sell, or a solicitation of an offer to buy, any security or financial product in any jurisdiction. Any extension of credit by Steelbanc is governed exclusively by separately executed written agreements between Steelbanc and the borrower.

4. Forward-looking statements

Various statements made on this website, in the firm’s Annual Report, and in published research are forward-looking — including statements about expected originations, future operating performance, headcount growth, and capital deployment. Such statements are based on current views and assumptions and are subject to risks and uncertainties that could cause actual results to differ materially. Steelbanc undertakes no obligation to update any forward-looking statement.

5. Independent auditor

Steelbanc’s annual financial statements are audited by Renwick & Ash, LLP, an independent registered public accounting firm. The complete audited financial statements and accompanying notes for the fiscal year ended December 31, 2025 are available to current limited partners through the secure client portal.

6. Research

Research published on this website reflects the views of the individual authors and does not necessarily reflect the views of Steelbanc Holdings, Inc. or its affiliates. Steelbanc research is not investment research within the meaning of applicable U.S. or non-U.S. regulation and should not be relied upon as the basis for any investment decision. Steelbanc may, from time to time, have credit exposure to companies or sectors discussed in its published research.

7. Anti-money laundering & KYC

Steelbanc maintains a written anti-money laundering and customer identification program. Every borrower undergoes documented know-your-customer (“KYC”) and beneficial ownership verification at onboarding and at material change events. Steelbanc complies with applicable OFAC sanctions screening obligations.

8. Whistleblower & ethics

Steelbanc maintains an independent ethics and whistleblower program. Reports of suspected misconduct, regulatory non-compliance, or financial irregularity may be made anonymously through an independent third-party hotline. Details are provided to all employees on hire and on each anniversary of hire. External parties may write directly to ethics@steelbanc.com.

9. Third-party trademarks

Trade names and trademarks of third parties referenced on this website are the property of their respective owners. Reference to such marks is for informational and identification purposes only and does not imply endorsement.

10. Contact

Questions about these disclosures may be directed to legal@steelbanc.com or to: